Free Tool
SBA Loan Calculator
Estimate payments for SBA 7(a), 504, and Microloan scenarios using assumptions you can review and change.
A flexible US program category delivered through participating lenders.
US$250,000
US$5,000US$5,500,000
10.00%
Enter a rate from a current participating-lender disclosure. This calculator does not quote a rate.
10 years
1 year25 years
Scenario Information
Program limits, eligible uses, maximum terms and rates change. Confirm current rules with the SBA and a participating lender. Results do not determine eligibility.
Monthly Payment
US$3,303.77
Total Interest
US$146,452
Total Repayment
US$396,452
ProgramSBA 7(a)
Estimated APR10.00%
Term10 years (120 months)
Important
This is a hypothetical payment estimate, not an SBA or lender offer.
Frequently Asked Questions
SBA program maximums and lender pricing can change. Check the current SBA program rules and a participating lender's disclosures, then enter the applicable rate in the calculator. The calculator does not quote or guarantee a rate.
SBA 7(a) loans are the most versatile, usable for working capital, equipment, real estate, and more. SBA 504 loans are specifically for major fixed assets like real estate and heavy equipment, typically offering longer terms and lower down payments for those purposes.
Timing depends on the program, participating lender, applicant and documentation. Apply For Financing does not control SBA eligibility, approval or funding timing.
Want to Request a Financing Introduction?
Submitting our initial form does not itself run a credit check or guarantee an offer. A third-party financing partner controls eligibility and terms.
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