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    Terms of Service

    Last updated: July 20, 2026

    These Terms of Service ("Terms") govern your use of the Apply for Financing website at applyforfinancing.com ("Service"). By using our Service, you agree to these Terms. If you do not agree, do not use our Service.

    1. About Our Service

    Apply for Financing is a marketing and lead generation service. We are not a lender, broker, or financial advisor. We introduce businesses to third-party lenders and financing partners who may offer financing options. We do not make credit decisions, set loan terms, or guarantee approval or funding.

    2. Eligibility

    To use our Service, you must be at least 18 years old and have the legal authority to enter into agreements on behalf of the business for which you are seeking financing.

    3. Accuracy of Information

    You agree to provide accurate, current, and complete information when using our Service. Submitting false or misleading information may result in rejection by lenders and termination of your access to our Service.

    4. No Guarantee of Financing

    We do not guarantee that you will receive financing offers, that any particular lender will approve your application, or that you will receive specific terms. All financing decisions are made solely by the lenders in our network.

    5. Third-Party Lenders

    When you submit an application through our Service, your information may be shared with a third-party financing partner or you may be redirected to a partner's website. Each partner has its own eligibility rules, terms, conditions, credit-review process and privacy practices. We encourage you to review those terms before providing more information or accepting financing.

    We are not responsible for the actions, products, services, or terms offered by any third-party lender.

    We do not currently charge a fee to submit our introduction form. We may receive compensation from a financing partner for an introduction. This does not guarantee approval, an offer, or particular terms.

    6. Intellectual Property

    All content on our website — including text, graphics, logos, tools, and software — is owned by Apply for Financing or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without written permission.

    7. Prohibited Uses

    You agree not to:

    • Use the Service for any unlawful purpose
    • Submit false or fraudulent applications
    • Attempt to gain unauthorized access to our systems
    • Interfere with or disrupt the Service
    • Scrape, crawl, or collect data from the Service without permission
    • Use the Service to send spam or unsolicited communications

    8. Disclaimers

    Our Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

    The calculators, tools, and estimates provided on our website are for informational purposes only and should not be relied upon as financial advice. Actual loan terms will be determined by your lender.

    9. Limitation of Liability

    To the fullest extent permitted by law, Apply for Financing shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or in connection with your use of the Service.

    10. Indemnification

    You agree to indemnify and hold harmless Apply for Financing, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

    11. Changes to Terms

    We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the updated Terms. Material changes will be posted on this page with an updated "Last updated" date.

    12. Governing Law

    These Terms are governed by and construed in accordance with the laws of the United States. Any disputes shall be resolved in the appropriate courts.

    13. Contact

    If you have questions about these Terms, contact us at:

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