Frequently Asked Questions

You submit business, financing and contact information through our form. We use that information to route your request to a third-party financing partner, which may contact you and independently decide whether to present an offer.

No. Apply For Financing is a marketing and lead-generation service, not a lender, broker or financial adviser. We do not make credit decisions, negotiate financing terms or handle funds. We route submitted requests to third-party financing partners that conduct their own review.

The form accepts requests from businesses in several industries in the United States and Canada. Product availability and eligibility depend on the financing partner, the business profile and the applicable market.

Submitting our initial form does not itself run a credit check. A financing partner may later request permission for a soft or hard credit inquiry as part of its own review. Ask the partner what type of inquiry it will use before authorizing one.

Timing varies by financing partner, product, documentation and business profile. Apply For Financing does not approve applications or control when a partner reviews, offers or funds financing.

A financing partner may request identification, proof of business ownership, bank statements, tax returns or financial statements. The exact documents and lookback period depend on the partner and product, so confirm the requirements directly with the partner.

Potential categories include working capital, equipment financing, lines of credit, accounts receivable financing and commercial real estate financing. US businesses may also research SBA programs. Availability is not guaranteed and varies by partner and market.

Amounts, rates, fees, repayment frequency and term length are set by the financing partner and depend on the product, business profile and market. Review the partner's complete disclosures and total repayment amount before accepting an offer.

There is no universal minimum across all financing partners and products. A partner may review business cash flow, time in business, credit history, collateral and other factors. A stronger credit profile may improve available terms, but approval is not guaranteed.

There is no single minimum score for every partner or product. Our initial form asks you to select a self-reported score range and does not itself run a credit check. A partner may request a credit inquiry later with your authorization.

The website uses HTTPS in transit and we apply technical and organizational safeguards to information we handle. No internet service can guarantee absolute security. Read our Privacy Policy for the categories of information collected, how they are used and how to contact us about your data.

Information submitted through the application may be shared with one or more third-party financing partners so they can review and contact you about the request. Review the disclosure beside the submit button and our Privacy Policy before submitting.

Apply For Financing does not set a financing partner's rates or fees. Ask the partner for all interest, factor-rate, origination, maintenance, late, prepayment and other costs, and review the total repayment amount before accepting an offer.

We do not currently charge a fee to submit this introduction form. Apply For Financing may receive compensation from a financing partner for an introduction. That commercial relationship does not guarantee approval or particular terms.