Business Financing Options
Review common business financing categories and the factors a third-party financing partner may consider. Availability, eligibility and terms vary by partner, business profile and market.
Unsecured Working Capital
Explore short-term business financing that may not require specific business assets as collateral. Eligibility and repayment terms vary by financing partner.
Amount
Partner-specific - Partner-specific
Funding
Varies
- No collateral required
- Business cash flow may be considered
- Potential support for short-term operating needs
Equipment Financing
Explore financing for eligible business equipment such as vehicles, machinery or technology. Eligible assets and terms vary by financing partner.
Amount
Partner-specific - Partner-specific
Funding
Varies
- New and used equipment eligible
- Financing amounts depend on the asset and applicant
- Term length depends on the asset and partner
Business Lines of Credit
Explore revolving business credit that can be drawn when needed, subject to a partner's approval, fees and account terms.
Amount
Partner-specific - Partner-specific
Funding
Varies
- Interest is generally based on the amount drawn
- Approved limits vary by applicant and partner
- Renewal is subject to partner review
Accounts Receivable Financing
Explore financing that uses eligible unpaid invoices to support business cash flow. Customer quality, invoices and applicant factors may all be reviewed.
Amount
Partner-specific - Partner-specific
Funding
Varies
- Eligible invoices support the transaction
- Customer creditworthiness may be reviewed
- Recourse and non-recourse structures may be available
SBA Loans
Learn about US Small Business Administration loan programs offered through participating lenders. Program and lender rules apply.
Amount
Program-specific - Program-specific
Funding
Varies
- Several SBA program types
- Participating lenders make credit decisions
- Program-specific eligible uses
Commercial Real Estate
Explore financing to purchase, refinance or improve eligible commercial property nationwide. Terms and property eligibility vary by partner.
Amount
Partner-specific - Partner-specific
Funding
Varies
- Amounts depend on the property and applicant
- Available in all 50 states
- Credit and property underwriting
Explore Business Financing Options
Tell us about your business and financing needs. We may introduce your request to a third-party financing partner for review.