Unsecured Working Capital
Unsecured working capital financing can support operational expenses, inventory or seasonal cash-flow needs without pledging a specific business asset. A financing partner may still require a personal guarantee or other security and will set all eligibility, cost and repayment terms.
Quick Facts
Loan Amount
Partner-specific - Partner-specific
Rate / Cost
Varies
Funding Time
Varies
Term Length
Varies
Key Benefits
- No collateral required
- Business cash flow may be considered
- Potential support for short-term operating needs
- Partner-specific repayment structures
- Terms disclosed by the financing partner
Requirements
- Business revenue and cash-flow review
- Time-in-business requirements vary
- Business and owner credit may be reviewed
- Bank statements or other documents may be requested
Ideal For
Frequently Asked Questions
Have more questions? Visit our full FAQ page or contact us.
Explore Other Financing Options
Equipment Financing
Explore financing for eligible business equipment such as vehicles, machinery or technology. Eligible assets and terms vary by financing partner.
Learn MoreBusiness Lines of Credit
Explore revolving business credit that can be drawn when needed, subject to a partner's approval, fees and account terms.
Learn MoreAccounts Receivable Financing
Explore financing that uses eligible unpaid invoices to support business cash flow. Customer quality, invoices and applicant factors may all be reviewed.
Learn MoreExplore Business Financing Options
Tell us about your business and financing needs. We may introduce your request to a third-party financing partner for review.