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Accounts Receivable Financing

Accounts receivable financing and invoice factoring can provide access to part of an eligible invoice's value before the customer pays. Structures differ: the partner may advance funds, purchase the receivable or require the business to retain collection responsibility.

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Quick Facts

Loan Amount

Partner-specific - Partner-specific

Rate / Cost

Varies

Funding Time

Varies

Term Length

Based on invoice terms

Key Benefits

Eligible invoices support the transaction
Customer creditworthiness may be reviewed
Recourse and non-recourse structures may be available
Advance amounts and fees vary
Collection arrangements depend on the agreement

Requirements

B2B or B2G invoices
Creditworthy customers
Business and customer profiles may be reviewed
Invoices not already pledged

Ideal For

Manufacturing companies

Staffing agencies

Wholesalers and distributors

Government contractors

Professional services firms

Frequently Asked Questions

It is a structure that provides part of an eligible invoice's value before the customer pays. The advance percentage, fees, recourse and collection process depend on the financing agreement.

This depends on the structure. With traditional factoring, customers pay the factor directly. With invoice financing, you may retain the relationship and repay the lender when paid.

Responsibility depends on whether the agreement is recourse or non-recourse and on its exclusions. Review default, dispute and repurchase provisions carefully with the financing partner.

Have more questions? Visit our full FAQ page or contact us.

Explore Other Financing Options

Unsecured Working Capital

Explore short-term business financing that may not require specific business assets as collateral. Eligibility and repayment terms vary by financing partner.

Learn More