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    Break-Even Calculator

    Calculate your break-even point in units and revenue based on fixed costs, variable costs, and selling price.

    C$10,000
    C$500C$500,000

    Rent, salaries, insurance, loan payments, and other costs that don't change with sales volume

    C$25.00
    C$0C$1,000

    Materials, labor, shipping, and other costs that vary with each unit sold

    C$50.00
    C$1C$5,000

    Break-Even Point

    400 units

    Break-Even Revenue

    C$20,000/mo

    Margin Per Unit

    C$25.00

    Margin %

    50.0%

    Units to Break-Even

    0 units (loss)400 (break-even)800 (profit)

    Methodology

    Each calculator uses the inputs on the page and standard commercial formulas. Change the inputs to match a written offer rather than an advertised headline rate.

    • Apply For Financing does not lend and does not use these results to make a credit decision.
    • Partner offers can include fees, residuals or remittance structures that a simple model misses.

    When a tool accepts a fee input, the fee is added to cash cost and is not silently folded into the interest rate. Formula reviewed 2026-08-28.

    Frequently Asked Questions

    The break-even point is the number of units you need to sell (or revenue you need to earn) to cover all your costs — both fixed and variable. Below this point you're operating at a loss; above it, you're generating profit.

    Fixed costs stay the same regardless of how many units you sell — rent, salaries, insurance, loan payments. Variable costs change with each unit produced or sold — materials, shipping, sales commissions, packaging.

    You can lower your break-even point by reducing fixed costs, reducing variable cost per unit, or increasing your selling price. Improving operational efficiency, negotiating supplier prices, or finding lower-cost facilities are common strategies.

    Related financing guides

    Use these guides to understand the assumptions and financing choices behind the numbers.

    Unsecured Working Capital Loans for New BusinessesWorking Capital Loan vs Business Line of Credit

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